Get the app
Now on the App Store

The right card, every time.

A free iPhone app for Singapore. Which card to use, how close you are to each cap, your miles in one place, and every due date.

Cardinko app: Which card?
Which card?Search the shop, get the card that earns the most.
Cardinko app: Caps and minimums
Caps and minimumsSee how much bonus is left on every card.
Cardinko app: Statement import
Statement importRead on your phone, checked against the bank's total.
Cardinko app: At a glance
At a glancePayments due and miles earned this month.
Cardinko app: Due dates
Due datesA reminder before every card is due.
Cardinko app: Explore
ExploreWhere your wallet under-earns, and which card would fix it.
Checked against bank terms48 cards, each from the bank's latest terms and conditions, not blogs.
Easy cards firstMinimum spends and other hurdles are labelled, so headline rates don't mislead.
Private by designNo login, no bank linking, no referral links. Your data stays on your phone.

Get Cardinko

Free on the App Store for iPhone. On a computer? Scan the code with your iPhone camera.

Is it free?

Yes. The app and this website are free.

Do I need to link my bank account?

No. You add your cards yourself, or import a statement PDF, which is read on your phone. Your data stays on your phone.

Which cards are included?

48 Singapore miles and cashback cards, each checked against the bank's own latest terms.

Android?

iPhone only for now. This website works on any phone.