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Amex KrisFlyer Credit Card
Miles card by American Express · Easy · No minimum spend
Earns 2 mpd on singapore Airlines, Scoot, KrisShop and Pelago (in SGD). Everything else in S$ earns 1.1 mpd. Annual fee: S$179.85, 1st year free.
Checked against American Express's own terms on 8 Oct 2026. See the documents
How you earn
| Where | How you pay | You earn |
|---|---|---|
| Singapore Airlines, Scoot, KrisShop and Pelago (in SGD) | Any way of paying | 2 mpd |
| Grab Singapore (in the Grab app) | Any way of paying | 2 mpd up to S$200 of spend |
| Everything else, in S$ | Any way of paying | 1.1 mpd |
| Everything else, in a foreign currency | Any way of paying | 1.1 mpd |
The bank's full earning rules
- 1.1 KrisFlyer miles per S$1 on eligible purchases, uncapped.
- 2 miles per S$1 on Singapore Airlines and Scoot flights originating from Singapore, bought in SGD direct (singaporeair.com, SingaporeAir app, phone; flyscoot.com, Scoot app).
- 2 miles per S$1 on KrisShop purchases in SGD (onboard or krisshop.com) and Pelago bookings in SGD (pelago.com or app, excluding Apple Pay/Google Pay).
- Up to 2 miles per S$1 on Grab Singapore transactions in the Grab app: 1.1 standard + 0.9 bonus, bonus given as 9 miles per S$10 block, on up to S$200 per calendar month. Above S$200, 1.1 applies.
- Welcome offer for new-to-Amex applicants (17 Jun 2026 to 31 Jan 2027): 11,000 bonus miles with S$2,000 spend in the first 3 months, plus 5,000 miles on first charge for first-time SIA co-brand applicants.
Where the bonus applies
- Singapore Airlines and Scoot: flights from Singapore bought in SGD directly from the airline
- KrisShop: onboard SIA flights and krisshop.com, in SGD
- Pelago: pelago.com and Pelago app, in SGD, not via digital wallets
- Grab: Grab Singapore transactions in the Grab app (not GrabPay top-ups)
Earns nothing on
- Cash advances, Express Cash and Travellers Cheque purchases
- Finance charges, interest, late and collection fees, annual fees, balance transfers and instalment plans
- Bill payments and SingPost transactions (SAM kiosks, app, online), utilities, and insurance
- Public/restructured hospitals, polyclinics and healthcare facilities
- Singapore trains and buses
See all 10
- Cash advances, Express Cash and Travellers Cheque purchases
- Finance charges, interest, late and collection fees, annual fees, balance transfers and instalment plans
- Bill payments and SingPost transactions (SAM kiosks, app, online), utilities, and insurance (except via Amex's authorised channel)
- Public/restructured hospitals, polyclinics and healthcare facilities
- Singapore trains and buses (descriptor "BUS/MRT")
- SPC service stations
- Stored value card purchases and top-ups, and wallet top-ups such as GrabPay and ShopeePay (from 30 Sep 2025)
- Purchases of KrisFlyer miles, Membership Rewards points or HighFlyer Points
- Overseas tax refunds, education, and non-profit/charitable transactions
- Any merchant Amex excludes at its discretion and notifies to Card Members
Fees and limits
Good to know
Uncapped 1.1 mpd on all eligible spend, local or foreign currency. Miles go straight to your KrisFlyer account each month.
2 mpd on Singapore Airlines and Scoot flights from Singapore booked direct in SGD, KrisShop (onboard or krisshop.com) and Pelago (pelago.com/app, not via Apple Pay or Google Pay). Other airlines and hotels earn 1.1 mpd. KrisShop counts here even though it's shopping.
Grab: 2 mpd on the first S$200 of Grab Singapore spend each calendar month (bonus paid per S$10 block); GrabPay top-ups earn nothing.
S$150 Singapore Airlines cashback if you spend S$12,000 between 1 Jul 2026 and 30 Jun 2027; not modelled.
Welcome offer (new to Amex, apply 17 Jun 2026 to 31 Jan 2027): 11,000 bonus miles for S$2,000 spend in 3 months, plus 5,000 on first charge for first-time SIA co-brand applicants (16,000 total); not modelled.
The 2 mpd on Singapore Airlines, Scoot, KrisShop, Pelago and Grab counts when you search or log that merchant; Explore's yearly figures use 1.1/1.2 mpd for travel and taxis.
Where these facts come from
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