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DBS Altitude
Miles card by DBS · Easy · No minimum spend
Earns 1.3 mpd on all spend in S$ and 2.2 mpd in a foreign currency. Annual fee: S$196.20, 1st year free.
Earn rate1.3 mpdall spend in S$
Everything else1.3 mpdin S$
Foreign currency2.2 mpdbefore fees
Annual feeS$196.201st year free
Checked against DBS's own terms on 21 Oct 2026. See the documents
How you earn
| Where | How you pay | You earn |
|---|---|---|
| Everything else, in S$ | Any way of paying | 1.3 mpd |
| Everything else, in a foreign currency | Any way of paying | 2.2 mpd |
The bank's full earning rules
- Local spend: up to 1.3 miles per S$1.
- Overseas (foreign currency) spend: up to 2.2 miles per S$1.
- No caps.
Where the bonus applies
- All eligible retail spend
Earns nothing on
- MCC: 4784, 4829, 4900, 5047, 5199, 5960, 5993, 6010, 6011, 6012, 6050, 6051, 6211, 6300, 6381, 6399, 6513, 6529, 6530, 6534, 6540, 7349…
- Descriptors: AMAZE, AXS, AXS BizPay, BAGUS, CANTINE, EZ-LINK, PAYPAL AXS, RAZERPAY, SAM, SEDAP, SGeBiz, SHOPEEPAY, SINGTEL DASH, Singapore…
- Instalment plans (0% IPP, My Preferred Payment Plan), interest, finance charges, cash advances, balance transfers, smart cash, AXS and SAM…
Fees and limits
Annual feeSGD 196.20, first year waived. The waiver for S$25,000 retail spend a year stops from 1 Aug 2026. Supplementary S$98.10.
Minimum incomeSGD 30,000 (Singaporeans/PRs aged 55 and below); SGD 15,000 (aged 56+); SGD 45,000 (foreigners).
Overseas fee3.25% on foreign currency transactions (1.00% card association + 2.25% DBS).
Rewards expiryDBS Points earned on Altitude don't expire ("Miles for Life").
Turning rewards into miles or cash5,000 DBS Points = 10,000 miles (KrisFlyer, Asia Miles, Qantas). S$27.25 incl. GST per conversion.
Good to know
Uncapped: 1.3 mpd local, 2.2 mpd foreign currency. DBS Points on this card don't expire.
Where these facts come from
DBS Rewards Programme Terms and ConditionsLast Updated Sep 2026 (some exclusions effective 1 Dec 2025)
DBS credit card annual fees pageno date shown; read 21 Oct 2026 (mentions 1 Aug 2026 waiver change)
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