Cards › DBS / POSB › DBS Vantage Visa Infinite

DBS Vantage Visa Infinite

Miles card by DBS · Easy · No minimum spend

Earns 1.5 mpd on all spend in S$ and 2.2 mpd in a foreign currency. Annual fee: S$599.50, not waivable.

Apply at DBS Add to compare

Earn rate1.5 mpdall spend in S$

Everything else1.5 mpdin S$

Foreign currency2.2 mpdbefore fees

Annual feeS$599.50not waivable

Checked against DBS's own terms on 21 Oct 2026. See the documents

How you earn

Where	How you pay	You earn
Everything else, in S$	Any way of paying	1.5 mpd
Everything else, in a foreign currency	Any way of paying	2.2 mpd

The bank's full earning rules

Local spend (in SGD): 3.75 DBS Points per S$5 (1.5 mpd or 1.5% cashback).
Overseas spend (in foreign currency): 5.5 DBS Points per S$5 (2.2 mpd or 2.2% cashback).
From 2 Nov 2026: local spend earns 1.4 mpd (1.4% cashback). Overseas unchanged.
No cap and no minimum spend.

Where the bonus applies

All eligible retail spend

Earns nothing on

MCC: 4784, 4829, 4900, 5047, 5199, 5960, 5993, 6010, 6011, 6012, 6050, 6051, 6211, 6300, 6381, 6399, 6513, 6529, 6530, 6534, 6540, 7349…
Descriptors: AMAZE, AXS, AXS BizPay, BAGUS, CANTINE, EZ-LINK, PAYPAL AXS, RAZERPAY, SAM, SEDAP, SGeBiz, SHOPEEPAY, SINGTEL DASH, Singapore…
Instalment plans (0% IPP, My Preferred Payment Plan), interest, finance charges, cash advances, balance transfers, smart cash, AXS and SAM…

Fees and limits

Annual feeS$599.50 incl. GST for the principal card, non-waivable in the first year; supplementary cards free. 12,500 DBS Points (25,000 miles) are credited when the fee is charged. The S$60,000 spend waiver ended on 1 Aug 2026.

Minimum incomeS$120,000 a year; age 21 to 75.

Overseas fee3.25% on foreign-currency transactions: 2.25% DBS fee plus 1% Visa/Mastercard. SGD transactions processed outside Singapore carry a 1% Visa/Mastercard fee (DBS rates and fees page).

Rewards expiryDBS Points earned on the Vantage expire 3 years from the date earned (Vantage FAQs).

Turning rewards into miles or cash1 DBS Point = 2 miles. 5,000 DBS Points convert to 10,000 KrisFlyer or Asia Miles; S$27.25 incl. GST admin fee per conversion.

Good to know

Uncapped: 1.5 mpd local (SGD), 2.2 mpd foreign currency. From 2 Nov 2026 local drops to 1.4 mpd; foreign stays 2.2 mpd.

You can take 1.5% / 2.2% cashback instead of miles (1 DBS Point = S$0.02); Cardinko counts miles.

Annual fee S$599.50 earns 12,500 DBS Points (25,000 miles). The S$60,000 spend waiver ended on 1 Aug 2026.

DBS Points are worked out per S$5 of each transaction and rounded down, so small spends earn less than the headline rate; not modelled.

Where these facts come from

Terms and Conditions Governing the DBS Vantage Visa Infinite CardLast Updated 25 Sep 2026

DBS Vantage product pageshows 1 Aug 2026 and 2 Nov 2026 notices

DBS credit card annual fees

DBS cards rates and fees

DBS Rewards Programme Terms and ConditionsLast Updated Sep 2026 (some exclusions effective 1 Dec 2025)

Is this card right for you? See how it does with your spending

Compare DBS Vantage Visa Infinite with

UOB Lady's Card UOB Lady's Solitaire UOB Preferred Visa Citi Rewards

Already have DBS Vantage Visa Infinite?

Cardinko tracks its caps and minimum spend as you go, and tells you which card to use at every shop.

Get the app