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Maybank Visa Infinite
Miles card by Maybank · Many hurdles · Min S$4,000 a month
Earns 1.2 mpd on all spend in S$ and 2 mpd in a foreign currency. Annual fee: S$654, 1st year free.
Checked against Maybank's own terms on 21 Oct 2026. See the documents
How you earn
| Where | How you pay | You earn |
|---|---|---|
| Foreign spend with S$4,000 spend in the month (8X) | Any way of paying | 3.2 mpd needs S$4,000 spend · foreign currency only |
| Everything else, in S$ | Any way of paying | 1.2 mpd |
| Everything else, in a foreign currency | Any way of paying | 2 mpd |
The bank's full earning rules
- Local (SGD) transactions: 3X TREATS Points (15 points per S$5, 1.2 air miles per S$1).
- Foreign currency: 5X (2 miles per S$1); 8X (3.2 miles per S$1) when retail spend on the card is at least S$4,000 in the calendar month.
- Insurance company payments count for the 3X rate up to S$3,000 per calendar month.
Earns nothing on
- Money transfer, quasi-cash and cash MCCs: 4829, 6010, 6011, 6012, 6050, 6051, 6529, 6530, 6534, 6540, 6543, 7511
- Financial, securities and insurance MCCs: 5960, 6211, 6300, 6381, 6399
- Utilities and services: 4900, 7349, 7523
- Gambling 7995; charitable, political, religious 8398, 8651, 8661
- Government: 9211, 9222, 9223, 9311, 9399, 9402, 9405
See all 8
- Money transfer, quasi-cash and cash MCCs: 4829, 6010, 6011, 6012, 6050, 6051, 6529, 6530, 6534, 6540, 6543, 7511
- Financial, securities and insurance MCCs: 5960, 6211, 6300, 6381, 6399 (insurance counts at 3X only up to S$3,000 a month on this card)
- Utilities and services: 4900, 7349, 7523 (parking)
- Gambling 7995; charitable, political, religious 8398, 8651, 8661
- Government: 9211, 9222, 9223, 9311, 9399, 9402, 9405
- EZ-Link, Flashpay, SimplyGo, Transitlink, Youtrip, PayPal, Skrill, Razer Pay and similar descriptors; all NETS and eNETS; AXS and SAM
- FlexiCash, FlexiPay, 0% instalment plans, fund transfers, cash advances, fees, interest, annual fees
- Transactions Maybank deems corporate or commercial
Fees and limits
Good to know
1.2 mpd local, 2 mpd foreign, and 3.2 mpd foreign when you spend S$4,000 in the calendar month (the app assumes the S$4,000 is met). No cap is stated.
Insurance payments earn the local rate up to S$3,000 a month on this card; the app counts insurance as earning nothing, so it understates this.
Annual fee S$654 (first year waived, then waived with S$60,000 spend). Minimum income S$150,000.
Where these facts come from
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