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Standard Chartered Beyond

Miles card by Standard Chartered · Easy · No minimum spend

Earns 1.5 mpd on all spend in S$ and 3 mpd in a foreign currency. Annual fee: S$1,500, not waivable.

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Earn rate1.5 mpdall spend in S$

Everything else1.5 mpdin S$

Foreign currency3 mpdbefore fees

Annual feeS$1500, not waivable

Checked against Standard Chartered's own terms on 21 Oct 2026. See the documents

How you earn

Where	How you pay	You earn
Everything else, in S$	Any way of paying	1.5 mpd
Everything else, in a foreign currency	Any way of paying	3 mpd

The bank's full earning rules

Rewards Points per S$1 (miles in brackets), Beyond Card only: 3.75 (1.5) local, 7.5 (3.0) foreign currency.
Priority Banking (assets S$200,000-S$1,500,000): 5.0 (2.0) local, 8.75 (3.5) foreign. Priority Private / Private Banking (over S$1,500,000): 5.0 (2.0) local, 10.0 (4.0) foreign, 20.0 (8.0) foreign overseas dining.
Base points post in the current statement; additional points post in the next statement.
No cap and no minimum spend are stated.

Earns nothing on

Cash advances, funds transfers, EasyPay monthly instalments, AXS/SAM/ATM, insurance premiums, recurring payments (including the 0%…
Excluded MCCs include 4829, 4900, 5047, 5199, 6012, 6050, 6051, 6211, 6513, 6529, 6530, 6534, 6540, 7299, 7349, 7511, 7523, 8062, 8211…

Fees and limits

Annual feeS$1,500 excluding GST for the principal cardholder, strictly not waivable (clause 9).

Minimum incomeS$200,000 (product page).

Turning rewards into miles or cash25,000 points = 10,000 KrisFlyer miles.

Good to know

Beyond tier (assets under S$200,000): 1.5 mpd local, 3 mpd foreign. The Priority Banking (2 / 3.5 mpd) and Priority Private (2 / 4 mpd, 8 mpd overseas dining) tiers depend on your assets with the bank and are not modelled, so those holders will see lower rates than they earn.

Annual fee S$1,500 + GST, not waivable. 25,000 points = 10,000 KrisFlyer miles.

Recurring payments, insurance, education, government, hospitals, utilities and stored-value top-ups earn nothing (Standard Chartered's exclusions list).

Where these facts come from

Standard Chartered Beyond Credit Card Terms and Conditionsno version date printed; read 21 Oct 2026

Standard Chartered credit card retail transaction exclusionsno version date printed (some MCCs effective 3 Sep 2024); read 21 Oct 2026

SC Beyond product page (income)no date shown

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