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UOB Visa Infinite Metal Card

Miles card by UOB · Easy · No minimum spend

Earns 1.4 mpd on all spend in S$ and 2.4 mpd in a foreign currency. Annual fee: S$654.

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Earn rate1.4 mpdall spend in S$

Everything else1.4 mpdin S$

Foreign currency2.4 mpdbefore fees

Annual feeS$654

Checked against UOB's own terms on 29 Oct 2026. See the documents

How you earn

Where	How you pay	You earn
Everything else, in S$	Any way of paying	1.4 mpd
Everything else, in a foreign currency	Any way of paying	2.4 mpd

The bank's full earning rules

Local Card Transactions: UNI$3.5 per S$5 charged (1.4 miles per S$1).
Overseas Card Transactions (foreign currency, processed outside Singapore): UNI$6 per S$5 (2.4 miles per S$1).
Spend overseas charged in SGD, and online spend at merchants with a Singapore payment gateway, counts as local.
UNI$ in decimals are rounded down to a whole UNI$ for each transaction (cl. 3.2). No cap.
Welcome gift UNI$12,500 (25,000 miles) on paying the first annual fee, and the same annual bonus each later year on paying the fee (cl. 4.1, 4.2).
Loyalty bonus UNI$7,500 (15,000 miles) after renewing, with S$100,000 qualified spend in the membership year (cl. 4.3).

Where the bonus applies

All qualified retail spend; there are no bonus categories

Earns nothing on

Cash advances, bill payments, tax payments, payments at government agencies, insurance premiums and donations
Fees, interest, instalment and loan charges, balance and fund transfers, money transfers, Instalment Payment Plans
Top-ups to prepaid cards and mobile wallets (Grab wallet, YouTrip, EZ-Link, TransitLink); SPC and Shell service stations; quasi-cash and…
MCCs 4829, 4900, 5199, 5960, 5965, 5993, 6012, 6050, 6051, 6211, 6300, 6513, 6529, 6530, 6534, 6540, 7349, 7511, 7523, 7995, 8062, 8398…
Descriptors including EZ-Link, FlashPay ATU*, TRANSIT*, AMAZE*, AXS Payment*, IPAYMY*, SMOOVE PAY*, SINGPOST-SAM*, RazerPay*, NORWDS*…

Fees and limits

Annual feeS$654 incl. 9% GST each year, never waived. Supplementary cards: second and later S$293.38 each (T&Cs cl. 2).

Minimum incomeS$120,000 a year (Singaporeans, PRs and foreigners), aged 21 and above (product page).

Overseas fee3.25% administrative fee on foreign-currency transactions (General Information on UOB Credit Cards).

Turning rewards into miles or cashUNI$1 = 2 air miles (T&Cs cl. 3.3).

Good to know

Uncapped 1.4 mpd on local spend and 2.4 mpd on foreign-currency spend processed overseas. Online spend at merchants with a Singapore payment gateway counts as local, even in foreign currency.

S$654 yearly fee, never waived; paying it brings UNI$12,500 (25,000 miles) each year. Not counted in Cardinko's earn figures.

UNI$3.5 per S$5 of each purchase, rounded down, so a S$5 purchase earns UNI$3 (6 miles).

Where these facts come from

Terms and Conditions for UOB Visa Infinite Metal CardVersion: May 2026

UOB Visa Infinite Metal Card product pagepage only; no date shown; read 29 Oct 2026

UOB Rewards+ terms (UNI$ rounding, VI Metal earn listed)no version date printed; read 29 Oct 2026

General Information on UOB Credit Cardsupdated 23 Jul 2025

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