Compare › Citi Cash Back+ vs UOB Absolute Cashback Card
Citi Cash Back+ vs UOB Absolute Cashback Card
Every row comes from each bank's own terms. The better value in a row is shaded gold.
| Card | Citi Cash Back+Cashback Easy | UOB Absolute Cashback CardCashback Easy |
|---|---|---|
| Earning | ||
| Best rate | 1.6% | 2% Best |
| Where the best rate applies | All spend | Contactless with the physical card (promotion to 31 Jan 2027) |
| Everything else, in S$ | 1.6% | 1.7% Best |
| Foreign currency | 1.6% | 1.7% Best |
| Bonus cap | No cap | No cap |
| Minimum spend | None | None |
| Costs | ||
| Annual fee | S$196.20 | S$196.20, 1st year free |
| Overseas fee | 3.25% | 3.25% |
| Minimum income | S$30,000 | S$30,000 |
| Rewards | ||
| Points expiry | Cashback has no expiry date. | Unused cashback is forfeited if the card is terminated. |
| Sources | ||
| Checked | 2 Oct 2026 | 8 Oct 2026 |
| Documents | Citi Cash Back+ product page Citi Cash Back+ Cardmember's Agreement | Terms and Conditions Governing UOB Absolute Cashback Card (updated 4 Aug 2026, ver 3.0) UOB Absolute Cashback Card product page |
Have both?
Cardinko picks the right one at every shop and warns you before you hit a cap.