Compare › Trust Freedom vs American Express True Cashback Card
Trust Freedom vs American Express True Cashback Card
Every row comes from each bank's own terms. The better value in a row is shaded gold.
| Card | Trust FreedomCashback Easy | American Express True Cashback CardCashback Easy |
|---|---|---|
| Earning | ||
| Best rate | 1.5% | 1.5% |
| Where the best rate applies | All spend | All spend |
| Everything else, in S$ | 1.5% | 1.5% |
| Foreign currency | 0.5% | 1.5% Best |
| Bonus cap | No cap | No cap |
| Minimum spend | None | None |
| Costs | ||
| Annual fee | No annual fee Best | S$174.40, 1st year free |
| Overseas fee | None Best | 3.25% |
| Minimum income | see terms | see terms |
| Rewards | ||
| Points expiry | Trust Miles expire at the end of the third calendar year after the… | No expiry is stated |
| Sources | ||
| Checked | 6 Oct 2026 | 8 Oct 2026 |
| Documents | Trust Freedom Credit Card Key Facts Sheet (Version 3, last updated 21 Sep 2026) Trust Freedom Credit Card Product Terms (Version 2, 21 Sep 2026) | American Express True Cashback Card product page True Cashback Card Member Agreement and Benefits T&Cs (form SG720926E 12/20, © 2026 copy) |
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