Compare › UOB Absolute Cashback Card vs American Express True Cashback Card
UOB Absolute Cashback Card vs American Express True Cashback Card
Every row comes from each bank's own terms. The better value in a row is shaded gold.
| Card | UOB Absolute Cashback CardCashback Easy | American Express True Cashback CardCashback Easy |
|---|---|---|
| Earning | ||
| Best rate | 2% Best | 1.5% |
| Where the best rate applies | Contactless with the physical card (promotion to 31 Jan 2027) | All spend |
| Everything else, in S$ | 1.7% Best | 1.5% |
| Foreign currency | 1.7% Best | 1.5% |
| Bonus cap | No cap | No cap |
| Minimum spend | None | None |
| Costs | ||
| Annual fee | S$196.20, 1st year free | S$174.40, 1st year free Best |
| Overseas fee | 3.25% | 3.25% |
| Minimum income | S$30,000 | see terms |
| Rewards | ||
| Points expiry | Unused cashback is forfeited if the card is terminated. | No expiry is stated |
| Sources | ||
| Checked | 8 Oct 2026 | 8 Oct 2026 |
| Documents | Terms and Conditions Governing UOB Absolute Cashback Card (updated 4 Aug 2026, ver 3.0) UOB Absolute Cashback Card product page | American Express True Cashback Card product page True Cashback Card Member Agreement and Benefits T&Cs (form SG720926E 12/20, © 2026 copy) |
Have both?
Cardinko picks the right one at every shop and warns you before you hit a cap.