Compare › UOB Preferred Visa vs Citi Rewards
UOB Preferred Visa vs Citi Rewards
Every row comes from each bank's own terms. The better value in a row is shaded gold.
| Card | UOB Preferred VisaMiles Easy | Citi RewardsMiles Easy |
|---|---|---|
| Earning | ||
| Best rate | 4 mpd | 4 mpd |
| Where the best rate applies | In-store with Apple Pay / Google Pay / Samsung Pay | Online and in-app spend (not travel, transit or mobile wallets) |
| Everything else, in S$ | 0.4 mpd | 0.4 mpd |
| Foreign currency | 0.4 mpd | 0.4 mpd |
| Bonus cap | S$600 per bucket, a month | S$1,000 a statement |
| Minimum spend | None | None |
| Costs | ||
| Annual fee | S$196.20, 1st year free | S$196.20, 1st year free |
| Overseas fee | 3.25% | 3.25% |
| Minimum income | S$30,000 | S$30,000 |
| Rewards | ||
| Points expiry | Not stated in the terms we read | Points are valid for 60 months from the date you become entitled to… |
| Sources | ||
| Checked | 2 Oct 2026 | 21 Oct 2026 |
| Documents | Terms and Conditions Governing UOB Preferred Visa Card (updated 10 Mar 2026, v3.0) UOB Preferred Visa product page | Citi Rewards Card 10X Rewards Promotion T&Cs (effective 1 Apr 2024) Citi Rewards Card product page |
Have both?
Cardinko picks the right one at every shop and warns you before you hit a cap.