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Standard Chartered Simply Cash
Cashback card by Standard Chartered · Easy · No minimum spend
Earns 1.5% on all spend in S$. Annual fee: S$218, 1st year free.
Earn rate1.5%all spend in S$
Everything else1.5%in S$
Foreign currency1.5%before fees
Annual feeS$2181st year free
Checked against Standard Chartered's own terms on 2 Oct 2026. See the documents
How you earn
| Where | How you pay | You earn |
|---|---|---|
| Everything else, in S$ | Any way of paying | 1.5% |
| Everything else, in a foreign currency | Any way of paying | 1.5% |
The bank's full earning rules
- 1.5% unlimited cashback on eligible spend.
Where the bonus applies
- All eligible spend
Earns nothing on
- Per Standard Chartered's card T&Cs
Fees and limits
Annual feeWaived for the first year; S$218 incl. 9% GST after that.
Minimum incomeSGD 30,000 (Singaporeans/PRs); SGD 90,000 (foreigners). Minimum age 21.
Overseas fee3.5% on foreign-currency transactions (1% Visa/Mastercard + 2.5% Standard Chartered fee); 1% on SGD transactions processed overseas.
Turning rewards into miles or cashCashback is credited to the card account.
Good to know
1.5% unlimited cashback on eligible spend, no minimum spend.
Where these facts come from
Standard Chartered credit card retail transaction exclusionsno version date printed (some MCCs effective 3 Sep 2024); read 21 Oct 2026
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