Compare › Standard Chartered Simply Cash vs Citi Cash Back+
Standard Chartered Simply Cash vs Citi Cash Back+
Every row comes from each bank's own terms. The better value in a row is shaded gold.
| Card | Standard Chartered Simply CashCashback Easy | Citi Cash Back+Cashback Easy |
|---|---|---|
| Earning | ||
| Best rate | 1.5% | 1.6% Best |
| Where the best rate applies | All spend | All spend |
| Everything else, in S$ | 1.5% | 1.6% Best |
| Foreign currency | 1.5% | 1.6% Best |
| Bonus cap | No cap | No cap |
| Minimum spend | None | None |
| Costs | ||
| Annual fee | S$218, 1st year free | S$196.20 Best |
| Overseas fee | 3.5% | 3.25% Best |
| Minimum income | S$30,000 | S$30,000 |
| Rewards | ||
| Points expiry | Not stated in the terms we read | Cashback has no expiry date. |
| Sources | ||
| Checked | 2 Oct 2026 | 2 Oct 2026 |
| Documents | Simply Cash product page Standard Chartered Pricing Guide | Citi Cash Back+ product page Citi Cash Back+ Cardmember's Agreement |
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