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Compare › HSBC Revolution vs UOB Preferred Visa

HSBC Revolution vs UOB Preferred Visa

Every row comes from each bank's own terms. The better value in a row is shaded gold.

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CardHSBC RevolutionMiles EasyUOB Preferred VisaMiles Easy
Earning
Best rate4 mpd4 mpd
Where the best rate appliesOnline or contactless: dining, travel, shopping, taxisIn-store with Apple Pay / Google Pay / Samsung Pay
Everything else, in S$0.4 mpd0.4 mpd
Foreign currency0.4 mpd0.4 mpd
Bonus capS$1,000 a monthS$600 per bucket, a month
Minimum spendNoneNone
Costs
Annual feeWaived BestS$196.20, 1st year free
Overseas fee3.25%3.25%
Minimum incomeS$30,000*S$30,000
Rewards
Points expiryPoints expire at the end of a 37-month period that starts in the…Not stated in the terms we read
Sources
Checked21 Oct 20262 Oct 2026
DocumentsHSBC Revolution Credit Card Reward Points Programme T&Cs (effective 1 Apr 2026)
HSBC Rewards Programme T&Cs (clause B7 expiry, E6 redemption fee) (effective 31 Mar 2025)
Terms and Conditions Governing UOB Preferred Visa Card (updated 10 Mar 2026, v3.0)
UOB Preferred Visa product page

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