Compare › HSBC TravelOne vs Citi PremierMiles
HSBC TravelOne vs Citi PremierMiles
Every row comes from each bank's own terms. The better value in a row is shaded gold.
| Card | HSBC TravelOneMiles Easy | Citi PremierMilesMiles Easy |
|---|---|---|
| Earning | ||
| Best rate | 1.2 mpd | 1.2 mpd |
| Where the best rate applies | All spend | All spend |
| Everything else, in S$ | 1.2 mpd | 1.2 mpd |
| Foreign currency | 2.4 mpd Best | 2.2 mpd |
| Bonus cap | No cap | No cap |
| Minimum spend | None | None |
| Costs | ||
| Annual fee | S$196.20 | S$196.20 |
| Overseas fee | 3.25% | 3.25% |
| Minimum income | S$30,000* | S$30,000 |
| Rewards | ||
| Points expiry | Points expire at the end of a 37-month period that starts in the… | Citi Miles never expire (Cardmember's Agreement clause 3.6). |
| Sources | ||
| Checked | 21 Oct 2026 | 21 Oct 2026 |
| Documents | HSBC TravelOne Reward Points Programme T&Cs (effective 31 Mar 2025) HSBC Rewards Programme T&Cs (clause B7 expiry, E6 redemption fee) (effective 31 Mar 2025) | Citi PremierMiles product page Citi PremierMiles – Agoda Year Long Promotion T&Cs (file supplied by Dianne) (updated Nov 2025; bookings to 31 Dec 2026, stays to 30 Apr 2027) |
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