Compare › Maybank XL Rewards vs HSBC Revolution
Maybank XL Rewards vs HSBC Revolution
Every row comes from each bank's own terms. The better value in a row is shaded gold.
| Card | Maybank XL RewardsMiles Some effort | HSBC RevolutionMiles Easy |
|---|---|---|
| Earning | ||
| Best rate | 4 mpd | 4 mpd |
| Where the best rate applies | Dine, Shop, Travel and Play categories | Online or contactless: dining, travel, shopping, taxis |
| Everything else, in S$ | 0.4 mpd | 0.4 mpd |
| Foreign currency | 0.4 mpd | 0.4 mpd |
| Bonus cap | S$1,000 a month | S$1,000 a month |
| Minimum spend | S$500 a month | None |
| Costs | ||
| Annual fee | S$87.20, 2 years free | Waived Best |
| Overseas fee | 3.25% | 3.25% |
| Minimum income | S$30,000 | S$30,000* |
| Rewards | ||
| Points expiry | TREATS Points expire one year from the quarter they were earned in | Points expire at the end of a 37-month period that starts in the… |
| Sources | ||
| Checked | 2 Oct 2026 | 21 Oct 2026 |
| Documents | Maybank XL Rewards Card TREATS Points Programme T&Cs (effective 1 Dec 2025) More Miles. More Cashback promotion T&Cs (new cardmembers) (effective 1 Jul 2026) | HSBC Revolution Credit Card Reward Points Programme T&Cs (effective 1 Apr 2026) HSBC Rewards Programme T&Cs (clause B7 expiry, E6 redemption fee) (effective 31 Mar 2025) |
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