Compare › OCBC Rewards vs Citi Rewards
OCBC Rewards vs Citi Rewards
Every row comes from each bank's own terms. The better value in a row is shaded gold.
| Card | OCBC RewardsMiles Easy | Citi RewardsMiles Easy |
|---|---|---|
| Earning | ||
| Best rate | 4 mpd | 4 mpd |
| Where the best rate applies | Department stores, clothing, shoes, sports, luggage, duty free | Online and in-app spend (not travel, transit or mobile wallets) |
| Everything else, in S$ | 0.4 mpd | 0.4 mpd |
| Foreign currency | 0.4 mpd | 0.4 mpd |
| Bonus cap | S$1,111 a month | S$1,000 a statement |
| Minimum spend | None | None |
| Costs | ||
| Annual fee | S$196.20, 2 years free | S$196.20, 1st year free |
| Overseas fee | 3.25% | 3.25% |
| Minimum income | S$30,000 | S$30,000 |
| Rewards | ||
| Points expiry | OCBC$ are valid for 24 calendar months from the month they were… | Points are valid for 60 months from the date you become entitled to… |
| Sources | ||
| Checked | 21 Oct 2026 | 21 Oct 2026 |
| Documents | OCBC Rewards Card and Titanium Rewards Programme T&Cs (Updated as of 5 October 2026 (recorded as 16 Sep 2026 until re-read 21 Oct 2026)) OCBC Rewards Card 15X OCBC$ Campaign T&Cs (1 Jul 2026 – 31 Mar 2027) | Citi Rewards Card 10X Rewards Promotion T&Cs (effective 1 Apr 2024) Citi Rewards Card product page |
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