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Which card for… › Bills › Utilities

Best credit card for utilities

Electricity, water, gas (SP, Geneco…). Many cards give nothing here, and each bank treats it differently, so it pays to check. 3 of 48 cards earn something. Figures for a S$1,000 payment. Cards with many hurdles are left out; include them.

Miles cards

No card earns rewards here.

Cashback cards

Best

  1. DCS Ultimate Platinum MastercardDCS · Cashback Easy
    2%S$20.00 cashback on S$1,000

    No minimum spend · Cap: No cap

Next best

  1. American Express True Cashback CardAmerican Express · Cashback Easy
    1.5%S$15.00 cashback on S$1,000

    No minimum spend · Cap: No cap

  2. UOB Absolute Cashback CardUOB · Cashback Easy
    0.3%S$3.00 cashback on S$1,000

    No minimum spend · Cap: No cap

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Other bills

InsurancePhone & internetGovernment & taxEducationHospitalsClinics & dentistsWallet top-upsInvestmentsDonationsMembershipsCardUp, ipaymy & similarAXS & SAM

See what each bill earns on your own cards

Cardinko shows which of your cards earn on insurance, CardUp, AXS and other bills, and tracks your caps as you pay.

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