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Which card for… › Bills › CardUp, ipaymy & similar

Best credit card for cardUp, ipaymy & similar

Paying rent, tax or bills by card through an app. Many cards give nothing here, and each bank treats it differently, so it pays to check. 26 of 48 cards earn something. Figures for a S$1,000 payment. Cards with many hurdles are left out; include them.

Miles cards

Joint best · these 2 earn the same

  1. DBS Vantage Visa InfiniteDBS · Miles Easy
    1.5 mpd≈ 1,500 miles on S$1,000

    No minimum spend · Cap: No cap

  2. Standard Chartered BeyondStandard Chartered · Miles Easy
    1.5 mpd≈ 1,500 miles on S$1,000

    No minimum spend · Cap: No cap

Next best

  1. These 4 earn the same
  2. Citi Prestige CardCiti · Miles Easy
    1.3 mpd≈ 1,300 miles on S$1,000

    No minimum spend · Cap: No cap

  3. DBS AltitudeDBS · Miles Easy
    1.3 mpd≈ 1,300 miles on S$1,000

    No minimum spend · Cap: No cap

  4. OCBC 90°NOCBC · Miles Easy
    1.3 mpd≈ 1,300 miles on S$1,000

    No minimum spend · Cap: No cap

  5. OCBC VOYAGEOCBC · Miles Easy
    1.3 mpd≈ 1,300 miles on S$1,000

    No minimum spend · Cap: No cap

  6. These 3 earn the same
  7. Amex KrisFlyer Ascend Credit CardAmerican Express · Miles Easy
    1.2 mpd≈ 1,200 miles on S$1,000

    No minimum spend · Cap: S$200 a month

  8. Citi PremierMilesCiti · Miles Easy
    1.2 mpd≈ 1,200 miles on S$1,000

    No minimum spend · Cap: No cap

  9. Standard Chartered JourneyStandard Chartered · Miles Easy
    1.2 mpd≈ 1,200 miles on S$1,000

    No minimum spend · Cap: S$1,000 a statement

  10. Amex KrisFlyer Credit CardAmerican Express · Miles Easy
    1.1 mpd≈ 1,100 miles on S$1,000

    No minimum spend · Cap: S$200 a month

  11. These 3 earn the same
  12. Citi RewardsCiti · Miles Easy
    0.4 mpd≈ 400 miles on S$1,000

    No minimum spend · Cap: S$1,000 a statement

  13. DBS Woman's World CardDBS · Miles Easy
    0.4 mpd≈ 400 miles on S$1,000

    No minimum spend · Cap: S$1,000 a month

  14. OCBC RewardsOCBC · Miles Easy
    0.4 mpd≈ 400 miles on S$1,000

    No minimum spend · Cap: S$1,111 a month

Cashback cards

Best

  1. DCS Ultimate Platinum MastercardDCS · Cashback Easy
    2%S$20.00 cashback on S$1,000

    No minimum spend · Cap: No cap

Next best

  1. UOB Absolute Cashback CardUOB · Cashback Easy
    1.7%S$17.00 cashback on S$1,000

    No minimum spend · Cap: No cap

  2. These 2 earn the same
  3. Citi Cash Back+Citi · Cashback Easy
    1.6%S$16.00 cashback on S$1,000

    No minimum spend · Cap: No cap

  4. OCBC INFINITY CashbackOCBC · Cashback Easy
    1.6%S$16.00 cashback on S$1,000

    No minimum spend · Cap: No cap

  5. These 3 earn the same
  6. American Express True Cashback CardAmerican Express · Cashback Easy
    1.5%S$15.00 cashback on S$1,000

    No minimum spend · Cap: No cap

  7. Mari Credit CardMariBank · Cashback Easy
    1.5%S$15.00 cashback on S$1,000

    No minimum spend · Cap: S$1,500 a month

  8. Standard Chartered Simply CashStandard Chartered · Cashback Easy
    1.5%S$15.00 cashback on S$1,000

    No minimum spend · Cap: No cap

  9. Citi SMRTCiti · Cashback Some effort
    0.3%S$3.00 cashback on S$1,000

    Minimum spend: S$500 a statement · Cap: No cap

Only some payments earn

These cards earn on some cardUp, ipaymy & similar payments but not others, depending on how the payment is made or who it's paid to. Check the card's terms first.

  1. Trust Freedom · Unlimited CashbackTrust · Cashback Easy
    1.5%S$15.00 cashback on S$1,000

    No minimum spend · Cap: No cap

  2. Trust Freedom · MilesTrust · Miles Easy
    1.3 mpd≈ 1,300 miles on S$1,000

    No minimum spend · Cap: No cap

  3. Trust LinkTrust · Cashback Some effort
    0.22%S$2.20 cashback on S$1,000

    Minimum spend: S$550 a month · Cap: No cap

Try another amount

Other bills

InsuranceUtilitiesPhone & internetGovernment & taxEducationHospitalsClinics & dentistsWallet top-upsInvestmentsDonationsMembershipsAXS & SAM

See what each bill earns on your own cards

Cardinko shows which of your cards earn on insurance, CardUp, AXS and other bills, and tracks your caps as you pay.

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