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Which card for…

Which card should I use?

Tell us where you're paying. We'll show the card that earns the most, and how to pay to get it.

1 Where are you paying?

or

2 How will you pay?

3 Pay with this card

Pick a shop or a kind of spend above.

Estimates from each bank's own terms, assuming you qualify for any minimum spend shown and haven't used the card's cap yet. Cards with many hurdles (big minimum spends, small caps) are left out unless you include them. "Either" compares miles and cashback by value, at 1.5 cents a mile. How we rank

Popular shops

ShopeeLazadaAmazon.sgTaobaoTikTok ShopQoo10TemuSheinZaloraGrabGrabFoodGojekfoodpandaDeliverooMRT and busesNTUC FairPriceFairPrice OnlineCold StorageGiantSheng SiongDon Don DonkiRedMart7-ElevenStarbucksMcDonald'sDin Tai FungHaidilaoToast BoxYa Kun Kaya ToastShellEssoCaltexSPCSingapore AirlinesScootAgodaBooking.comTrip.comExpediaAirbnbKlookUniqloZaraH&MTakashimayaIsetanTANGSCharles & KeithWatsonsGuardianSephoraNetflixSpotifyDisney+Apple subscriptionsGolden VillageIKEACourtsHarvey NormanBest DenkiChallengerApple StoreDecathlon

Bills

InsuranceUtilitiesPhone & internetGovernment & taxEducationHospitalsClinics & dentistsWallet top-upsInvestmentsDonationsMembershipsCardUp, ipaymy & similarAXS & SAM

Your own cards, caps counted

The Cardinko app answers this for the cards in your wallet, knowing how much bonus each one has left this month.

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