Get the app

Which card for… › Esso

Best credit card for Esso

Esso is usually charged as petrol. Paying by tapping your phone (Apple Pay, Google Pay). Ranked from each bank's own terms, Oct 2026.

Miles cards

Joint best · these 3 earn the same

  1. UOB Lady's CardUOB · Miles Easy
    4 mpd≈ 400 miles on S$100

    No minimum spend · Cap: S$1,000 a month · Your chosen bonus category

  2. UOB Lady's SolitaireUOB · Miles Easy
    4 mpd≈ 400 miles on S$100

    No minimum spend · Cap: S$1,500 a month · Your chosen bonus categories

  3. UOB Preferred VisaUOB · Miles Easy
    4 mpd≈ 400 miles on S$100

    No minimum spend · Cap: S$600 per bucket, a month · In-store with Apple Pay / Google Pay / Samsung Pay

Next best

  1. These 2 earn the same
  2. DBS Vantage Visa InfiniteDBS · Miles Easy
    1.5 mpd≈ 150 miles on S$100

    No minimum spend · Cap: No cap

  3. Standard Chartered BeyondStandard Chartered · Miles Easy
    1.5 mpd≈ 150 miles on S$100

    No minimum spend · Cap: No cap

  4. These 3 earn the same
  5. BOC Elite MilesBank of China · Miles Easy
    1.4 mpd≈ 140 miles on S$100

    No minimum spend · Cap: No cap

  6. HSBC Premier MastercardHSBC · Miles Easy
    1.4 mpd≈ 140 miles on S$100

    No minimum spend · Cap: No cap

  7. UOB PRVI MilesUOB · Miles Easy
    1.4 mpd≈ 140 miles on S$100

    No minimum spend · Cap: No cap

  8. These 4 earn the same
  9. Citi Prestige CardCiti · Miles Easy
    1.3 mpd≈ 130 miles on S$100

    No minimum spend · Cap: No cap

  10. DBS AltitudeDBS · Miles Easy
    1.3 mpd≈ 130 miles on S$100

    No minimum spend · Cap: No cap

  11. OCBC 90°NOCBC · Miles Easy
    1.3 mpd≈ 130 miles on S$100

    No minimum spend · Cap: No cap

  12. OCBC VOYAGEOCBC · Miles Easy
    1.3 mpd≈ 130 miles on S$100

    No minimum spend · Cap: No cap

  13. These 5 earn the same
  14. Amex KrisFlyer Ascend Credit CardAmerican Express · Miles Easy
    1.2 mpd≈ 120 miles on S$100

    No minimum spend · Cap: S$200 a month

  15. Citi PremierMilesCiti · Miles Easy
    1.2 mpd≈ 120 miles on S$100

    No minimum spend · Cap: No cap

  16. HSBC TravelOneHSBC · Miles Easy
    1.2 mpd≈ 120 miles on S$100

    No minimum spend · Cap: No cap

  17. KrisFlyer UOB Credit CardUOB · Miles Easy
    1.2 mpd≈ 120 miles on S$100

    No minimum spend · Cap: No cap

  18. Standard Chartered JourneyStandard Chartered · Miles Easy
    1.2 mpd≈ 120 miles on S$100

    No minimum spend · Cap: S$1,000 a statement

Cashback cards

Best

  1. Maybank Family & Friends CardMaybank · Cashback Some effort
    6%S$6.00 cashback on S$100

    Minimum spend: S$800 a month · Cap: No cap · Your chosen categories

Next best

  1. Trust Freedom · StockbackTrust · Cashback Easy
    3%S$3.00 cashback on S$100

    No minimum spend · Cap: S$500 cashback a quarter · Stockback on local spend

  2. DCS Ultimate Platinum MastercardDCS · Cashback Easy
    2%S$2.00 cashback on S$100

    No minimum spend · Cap: No cap

  3. UOB Absolute Cashback CardUOB · Cashback Easy
    1.7%S$1.70 cashback on S$100

    No minimum spend · Cap: No cap

  4. These 2 earn the same
  5. Citi Cash Back+Citi · Cashback Easy
    1.6%S$1.60 cashback on S$100

    No minimum spend · Cap: No cap

  6. OCBC INFINITY CashbackOCBC · Cashback Easy
    1.6%S$1.60 cashback on S$100

    No minimum spend · Cap: No cap

Try another amount or way of paying

Why "usually"?

Banks decide bonuses by the code the shop's bank gives it (the MCC). Banks publish which codes count, but not each shop's code, so this is how Esso is usually charged. Rates assume you qualify for any minimum spend shown, and haven't used up the card's cap this month. Cards with many hurdles are left out here; the full tool can include them.

Read more

Best card for petrolShellCaltexSPCCompare UOB Lady's Card and UOB Lady's Solitaire

The right card at Esso, every time

The Cardinko app knows which of your own cards still has bonus left this month, and logs Apple Pay taps for you.

Get the app