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Best credit card for Grab, Gojek and taxis in Singapore (Oct 2026)

Ride-hailing apps and taxis. Small amounts, but often.

Quick answer. For miles with no minimum spend: UOB Lady's Card at 4 mpd. For cashback with no minimum spend: Trust Freedom · Stockback at 3%.

Checked against each bank's own terms, 8 October 2026. Rates assume you're paying in the app (an online payment). Cards that need a minimum spend are only ranked first when they earn more than 10% more than an easy card, and cards with many hurdles are listed separately. The label on each card shows how much work its bonus takes.

Best miles cards for Grab, Gojek and taxis

  1. 4 mpdUOB Lady's CardEasy
    Your chosen bonus category
    Min spend: noneCap: S$1,000 a monthFee S$196.20
  2. 4 mpdUOB Lady's SolitaireEasy
    Your chosen bonus categories
    Min spend: noneCap: S$1,500 a monthFee S$414.20
  3. 4 mpdCiti RewardsEasy
    Online and in-app spend (not travel, transit or mobile wallets)
    Min spend: noneCap: S$1,000 a statementFee S$196.20, 1st yr free
  4. 4 mpdHSBC RevolutionEasy
    Online or contactless: dining, travel, shopping, taxis
    Min spend: noneCap: S$1,000 a monthFee waived
  5. 4 mpdDBS Woman's World CardEasy
    Online spend (local or overseas)
    Min spend: noneCap: S$1,000 a monthFee S$196.20
Higher headline rates, with many hurdles (2)

These pay more on paper but need a minimum spend plus other conditions, such as a number of transactions, spend every month of the quarter or a small cap. Worth it only if you'll meet them every month.

  1. 1.4 mpdStandard Chartered Visa InfiniteMany hurdles
    Local spend when you meet the S$2,000 minimum
    Min spend: S$2,000 a statementCap: No capFee S$550, not waivable
  2. 0.4 mpdUOB Visa SignatureMany hurdles
    Base rate (no bonus here)
    Min spend: S$1,000 per bucket, a statementCap: S$1,200 per bucket, a statementFee S$218, 1st yr free

Best cashback cards for Grab, Gojek and taxis

  1. 6%Maybank Family & Friends CardSome effort
    Your chosen categories (6%, with S$800 spend in the month)
    Min spend: S$800 a monthCap: No capFee S$196.20, 3 yrs free
  2. 3%Trust Freedom · StockbackEasy
    Stockback on local spend (3% promo until 31 Dec 2026)
    Min spend: noneCap: S$500 cashback a quarterNo annual fee
  3. 1.7%UOB Absolute Cashback CardEasy
    Base rate (no bonus here)
    Min spend: noneCap: No capFee S$196.20, 1st yr free
  4. 1.6%Citi Cash Back+Easy
    Base rate (no bonus here)
    Min spend: noneCap: No capFee S$196.20
  5. 1.5%Standard Chartered Simply CashEasy
    Base rate (no bonus here)
    Min spend: noneCap: No capFee S$218, 1st yr free

No minimum spend

If you don't want to chase a monthly minimum:

  1. 3%Trust Freedom · StockbackEasy
    Stockback on local spend (3% promo until 31 Dec 2026)
    Min spend: noneCap: S$500 cashback a quarterNo annual fee
  2. 1.7%UOB Absolute Cashback CardEasy
    Base rate (no bonus here)
    Min spend: noneCap: No capFee S$196.20, 1st yr free
  3. 1.6%Citi Cash Back+Easy
    Base rate (no bonus here)
    Min spend: noneCap: No capFee S$196.20
Higher headline rates, with many hurdles (3)

These pay more on paper but need a minimum spend plus other conditions, such as a number of transactions, spend every month of the quarter or a small cap. Worth it only if you'll meet them every month.

  1. 16%Trust Freedom · Bonus CashbackMany hurdles
    Preferred category: 15% bonus (S$2,000 eligible spend every month of the quarter)
    Min spend: from S$500 a monthCap: S$1,666.67 per bucket, a quarterNo annual fee
  2. 10%UOB EVOLMany hurdles
    Local online and mobile contactless
    Min spend: S$800 a statementCap: S$80 cashback a statementFee waived
  3. 8.33%UOB OneMany hurdles
    Grab rides and SimplyGo (quarterly cashback + extra 5%)
    Min spend: S$600 a statementCap: S$60 cashback a quarterFee S$196.20, 1st yr free

What the labels mean

Easy no minimum spend or extra conditions. Some effort a minimum spend to reach. Many hurdles a minimum plus other conditions, like a number of transactions or small caps, so the headline rate is harder to get.

Which of your cards should you use?

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